Credit/Commercial Underwriter - Houston, TX (Hybrid)
Zions Bancorporation
Houston, TX 77027
$84,656 - $124,162 a year
Description
Did you know that Zions Bancorporation is one of the nation’s premier financial services companies with total assets exceeding $70 billion? With local management teams at the helm in 11 western states, Zions is dedicated to making a difference in their local communities. At Zions, we haven’t forgotten who keeps us in business, meaning we’re committed to the success of our customers, and our employees. Here, the possibilities are endless – come for a job, stay for a career. This is a hybrid role with the office being located at 1717 W. Loop South, Houston, TX 77027.
The ideal candidate for the Credit/Commercial Underwriter position will have the skills and experience necessary to fulfill the following responsibilities and qualifications:
The ideal candidate for the Credit/Commercial Underwriter position will have the skills and experience necessary to fulfill the following responsibilities and qualifications:
- Responsible for underwriting a portfolio of commercial loan relationships
- Responsible for spreading and analyzing financial statements, addressing industry risks, collateral requirements, loan structuring and pricing, credit analysis, monitoring credit performance and loan presentations
- Handle reporting on loans, involving such things as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, etc.
- Handles maintenance of existing relationships
- Assists Relationship Managers and Branch Managers with credit requests
- Responsible for expanding, building and maintaining relationships, with a resulting high degree of customer satisfaction
- Other duties as assigned.
- Typically requires a Bachelors degree and 6+years credit associated lending or 8 years related experience
- An equivalent combination of education and experience may meet qualifications
- Expert knowledge of commercial underwriting and/or related lending
- Expert knowledge of credit analysis, spreading and analyzing financial statements, credit scoring, loan documentation, etc.
- Medical, Dental and Vision Insurance - START DAY ONE!
- Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
- Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
- Paid Training, Paid Time Off (PTO) and Paid Federal Holidays
- 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
- Salary Range: TX - $84,656 to $124,162 depending on experience
- Mental health benefits including coaching and therapy sessions
- Tuition Reimbursement for qualifying employees
- Employee Ambassador preferred banking products
- Employees may, at the company’s discretion, be eligible to receive a cash bonus award
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