Senior Underwriter
Atradius
Houston, TX
$85,000 - $115,000 a year
Description
Atradius
The Atradius Group provides trade credit insurance, surety and collections services worldwide, and has a presence through 160 offices in 52 countries. The products offered by Atradius protect companies around the world against the default risks associated with selling goods and services on credit.
At Atradius, we believe in personal development and the Growth Mindset. Our Culture is based on teamwork, reliable accountability, constantly improving and unrivalled service. Read on more on our Career site: https://careers.atradius.com/en/careers.
Department Description
Risk Underwriting
Job Description
Join our dynamic Risk Underwriting Team as a Senior Underwriter, where you'll manage a portfolio of corporate credits and develop strategic underwriting approaches to support our customers’ business goals. You'll be responsible for evaluating financial health, approving credit limits, and driving risk decisions through market intelligence and soft information sourcing. This role also supports new business development, client retention, and servicing efforts across the country. Ideal candidates will have a strong grasp of corporate financial analysis and a proactive approach to risk management. This position can be based in one of our offices located in Hunt Valley, MD; Downers Grove, IL; Dallas, TX; or Houston, TX.
In this position your key responsibilities will be:
- Manage an industry specific portfolio of corporate credits while establishing an appropriate underwriting strategy to assume risk, control the loss ratio, and support our customer’s business objectives.
- Maintain a Regional Underwriting Portfolio of privately held buyers in the Central Region and actively source soft information to drive appropriate risk decisions.
- Identify appropriate market intelligence to support sustainable and real-time underwriting strategies.
- Evaluate and approve new limit requests within delegated authorities.
- Provide Key Account Underwriting Authority for Regional customers
- Support New Business, Retention, and Client Servicing for the Central Region
- Analyze corporate financial statements, annual reports and press reports to establish an opinion on the underlying creditworthiness of risks assumed.
- Demonstrate a clear understanding of all components of financial statements (income statement, balance sheet, cash flow & accompanying notes)
What qualification should you have? The ideal candidate will have the following profile:
- Bachelor's degree in Business, Finance or Economics
- 5 years of Commercial Credit and/or Commercial Lending experience with an emphasis on Financial Analysis
- Effective written and verbal skills
What do we offer?
- Competitive Salary: $85,000 – $115,000 annually, dependent on experience and location, plus 10% bonus potential
- Paid Time Off: 3 weeks vacation, 8 floating holidays, 6 sick days, maternity and parental leave, office closure holidays
- Flexible Working: Hybrid model with 3 days remote and 2 days onsite
- Insurance: Medical and dental plans with shared premiums, Vision, Disability and Life Insurance fully paid by company
- Retirement Plan: 401k with 100% company match up to 6% of salary contributions and annual profit share, pre-tax and Roth options
- For more information check out our career page at: United States - Working at Atradius
Equal opportunities for all
The success of our organization stands with the quality of our people and the ideas they have. Insights and innovative solutions for our customers are the result of an interplay of cultures, knowledge and experience. That is why diversity is extremely important to Atradius. To ensure that all colleagues within Atradius can develop their qualities, we promote an inclusive culture in which everyone feels involved and valued. We encourage and welcome everyone to apply to our positions.
Do you have any questions about our offer?
Susan PAULSON, Human Resources, is available by e-mail at susan.paulson@atradius.com.
I am Atradius! - Do you want to know who we are?
Get to know Atradius colleagues in this video: https://www.youtube.com/watch?v=NnsgT04OpTU&t=4s
Atradius is a global provider of credit insurance, bond and surety, collections and information services, with a strategic presence in over 50 countries. The products offered by Atradius protect companies around the world against the default risks associated with selling goods and services on credit. Atradius is a member of Grupo Catalana Occidente (GCO.MC), one of the largest insurers in Spain and one of the largest credit insurers in the world.
Interested in this job?
Apply nowSimilar Jobs
View all jobsDelivery Excellence - Specialized Risk Manager - Operate (Senior Manager) - National_Office
Deloitte
Bilingual (Spanish) Financial Solutions Representative I (Call Center)
Chartway Federal Credit Union